The holidays are a hectic time of year. Decorating your home, buying gifts, and making holiday feasts require significant time and effort. If you suffer from long-term disabilities in Florida, it is easy to get overwhelmed. Our Jacksonville long-term disability lawyer offers tips to help deal with and even enjoy this holiday season.
Long-Term Disability Benefits Provide Financial Hope Over The Holidays
Long-term disabilities can make it impossible to work. This is a hard situation to be in at any time of year, but particularly challenging during the holiday season. How will you afford all the trimmings surrounding holiday celebrations or even pay your usual bills? Long-term disability benefits can provide welcome relief. You may be entitled to these benefits through your employer but must generally meet the following qualifications:
Have a qualifying medical condition;
Be unable to work for a year or longer;
Have medical records, a firm diagnosis, and other evidence needed in filing a claim;
Be eligible for coverage based on the terms of your policy.
In addition to any benefits available through employer-provided policies, you may also be eligible for disability payments through the Social Security Administration. While it can take a significant amount of time to get long-term disability benefits approved and begin receiving payments, taking the first step now and starting the process can provide hope during the holiday season.
Tips For Enjoying Your Holiday Season
Getting diagnosed with a long-term disability and being unable to work is likely one of the most difficult situations you will ever experience in life. Between the impacts of your condition and any financial security you may be suffering, you may not feel much like celebrating this year.
You can still enjoy the holidays, provided you reach out for help and adjust your expectations. The following are tips that can help you make the most of the season:
Know that you are not alone: Depression is a common problem at this time of year and can happen for a variety of reasons. Financially, a fall Bankrate report that the majority of Americans have limited resources this holiday season.
Do what you can: If you cannot afford to buy gifts, bake or craft something for family and friends. Send cards, make phone calls, and find other ways to spread holiday cheer.
Protect your health: Make sure to eat properly, get enough sleep, take any prescribed meds, and avoid pushing your body during the holidays.
Let people know what is going on with you: While it can be difficult to let people know you are struggling, many are looking for ways to help others at this time of year.
Reach Out To Our Florida Long-Term Disability Lawyer
At Farrell Disability Law, we guide clients through the disability claims process and take the actions needed to appeal denied claims. Let us help you get the long-term disability benefits you are entitled to. Reach out and request a consultation with our Florida long-term disability lawyer in our Orlando or Jacksonville office today.
Sources:
ssa.gov/benefits/disability/
bankrate.com/personal-finance/home-for-the-holidays/#budget-strain
